African Investments Consulting

Invest and insure with ease by calling toll free 0800 000 242 Email: info@africaninvestments.co.za

 

Investments:

 

Why is investing a smart idea?  Simply put, you want to invest in order to create wealth. It's relatively painless, and the rewards are plentiful.

Here are three reasons for investing:

1) Focus and get control of your life

If you don’t start thinking about money when you’re young, it’s easy to get trapped into living beyond your means. Everyone needs to understand their financial situation in order to decide how much to spend, how much to save and how much to invest. Be deliberate about your priorities. As one man explained: “I wish someone had told me to start saving when I was 23 years old when I first started working for a salary. I spent everything on clothes, shoes and restaurants — what a total waste! The sooner you start saving and investing, the sooner you can buy something substantial.”  This is very important advice.

2) Become financially independent

It isn’t wise to rely on others for your welfare. It makes sense to build your own nest egg while you can and take care of your own financial health. It doesn’t matter what you do for work, you should be able to control your life and take care of yourself.”

3) Attain your goals

Whether you dream about buying a new house, new car or saving for the trip of a lifetime, this is your motivation to invest. Lots of people aren’t driven by a need to simply make money for the sake of making money. Investing feels a lot more rewarding when you have a personal goal in mind, and you can make things happen above and beyond what is available to you with a single paycheque. 

You can dream almost anything, and still achieve it. But to do that you’ll need to work towards that dream. Saving for a dream car, an overseas holiday or for 'in case of emergency' works the same way. Put away what you can, as soon as you can, and it will grow over time. The key is to start saving as much as you can afford. And the best time to start is today.

The first step towards reaching your goal with Max Investments from Old Mutual is to choose how you will be paying your premiums:

Investment Options

Invest a lump sum or Pay as You Go premiums for any term over five years

If you have a lump sum of cash or you want to invest on a pay as you go basis, enjoy tax benefits and endless investment opportunities with the Max Investments Flexible Investment Plan.

Invest monthly for a fixed term

Starting from only R250 a month, the Focussed Investment Plan is a long-term savings solution where you commit to investing regular premiums for a specific term, in order start building the future you want.